Credit Score. Future Advance. BREAKING DOWN 'Cash Advance' Types of Cash Advances. There are a variety of cash advances, but the common denominators among all of them are the stiff interest rates and fees. Credit Card Cash Advances. The most popular type of cash advance is borrowing on a line of credit through a credit card. The money can be withdrawn at an ATM or, depending on the credit card company, from a check that is deposited or cashed at a bank.

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