Does a payday loan require a check. With some lenders, borrowers are required to submit a post-dated personal check to obtain a payday loan. This check usually represents the total loan amount plus interest and fees, and it will be deposited by the lender when the loan becomes due. Not all lenders require a check to qualify you for a payday loan. Some lenders will automatically debit your bank account once the loan becomes due. How does someone qualify for a payday loan.
To qualify for a payday loan, most states require you to be 18 or older.
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If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive. No credit does not disqualify you from getting a loan.
Bad credit may or may not be a problem. It depends on a lenders decision. Faster Processing. The obvious upside is that you can expect to get the money much faster with no paperwork than what you would otherwise get from other financial institutions.