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Merchant cash advance holtsville ny us imagine we live in a fictional world where you do merchant cash advance holtsville ny need to belong to a bank or credit union to take out a cash advance.
The company would have to figure out someway to prove you receive a monthly income so they know you have the means to pay back the balance. They would have to find another way to ensure payback of the financing since there is no bank information they have access to or check they have to hold as collateral. How would they ensure you paid back the balance. Although a signed contract might be able to work in court, the costs of court would exceed the original amount of money you are trying to get back.
What cash lending companies would have to do would be hire people to collect, in unethical ways. The industry would become loan sharking, with people going around threatening bodily harm if the money was not paid back. The fact that the industry relies on consumers having accounts allow it to be more regulated and not resort to being a petty crime operation.