Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether personal loan amp or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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Carrying debt is expensive, with interest rates, charges, fees, penalties and annual dues. Figure out how to pay off your credit cards and other loans. Focus on personal loan amp highest interest rate debts first and call your lenders to ask for a rate reduction.
Consider transferring debt to no interest rate cards - but read the fine print carefully. If you are overwhelmed, you can look into credit counseling services or debt consolidation. Make sure you research your options carefully to find a company that has your best interest at heart. Although these big changes can be overwhelming, they will have a big impact.
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